--- title: Ryan Specialty Blog | RT Binding description: Featured news, industry knowledge, market updates, and educational content from across Ryan Specialty, a leading international specialty insurance firm. --- [Skip to content](https://blog.ryanspecialty.com/author/rt-binding#main-content) Search search cancel-thin [![Ryan Specialty](https://blog.ryanspecialty.com/hubfs/Ryan%20Specialty%20-%202022%20Logos/RyanSpecialty_RGB.svg "Ryan Specialty")](https://blog.ryanspecialty.com/) cancel-thin - [Who We Are](https://ryansg.com/who-we-are/) Show submenu for Who We Are - [Our Services](https://ryansg.com/who-we-are/#companies) - [Ryan Specialty History](https://ryansg.com/who-we-are/#history) - [Chairman's Letter](https://ryansg.com/who-we-are/#chairman) - [Leadership](https://ryansg.com/who-we-are/#leadership) - [Our Approach](https://ryansg.com/our-approach/) Show submenu for Our Approach - [Our Values](https://ryansg.com/our-approach/#approach) - [Our Difference](https://ryansg.com/our-approach/#difference) - [What We Offer](https://ryansg.com/what-we-offer/) Show submenu for What We Offer - [Wholesale Brokerage](https://ryansg.com/company/rt/) - [Binding Authority](https://ryansg.com/company/binding/) - [Underwriting Management](https://ryansg.com/underwriting-management/) - [News](https://ryansg.com/news/) Show submenu for News - [News & Press Releases](https://ryansg.com/news/) - [Ryan Specialty Blog](https://blog.ryanspecialty.com/) - [Careers](https://ryansg.com/careers/) - [Contact](https://ryansg.com/contact/) - [Investors](https://ir.ryansg.com/) ## Ryan Specialty Blog Filter by Topic [cyber-liability](https://blog.ryanspecialty.com/tag/cyber-liability) [professional-executive-liability](https://blog.ryanspecialty.com/tag/professional-executive-liability) [property](https://blog.ryanspecialty.com/tag/property) [workers-compensation](https://blog.ryanspecialty.com/tag/workers-compensation) [binding-authority](https://blog.ryanspecialty.com/tag/binding-authority) [transportation](https://blog.ryanspecialty.com/tag/transportation) [casualty](https://blog.ryanspecialty.com/tag/casualty) [healthcare](https://blog.ryanspecialty.com/tag/healthcare) [construction](https://blog.ryanspecialty.com/tag/construction) [Subscribe to Receive Content & Resources](https://share.hsforms.com/1w34K4G61R72waJApZLE1vA40u3f?__hstc=40715453.bda5d244e50c802432a4754019038eb4.1649055384817.1649948150611.1650006834484.22&__hssc=40715453.7.1650006834484&__hsfp=1947210934) #### Posts by RT Binding: [![image](https://blog.ryanspecialty.com/hs-fs/hubfs/London.jpg?width=365&height=200&name=London.jpg)](https://blog.ryanspecialty.com/navigating-the-london-market-how-rt-specialty-is-redefining-surplus-lines-placement) [RT Binding](https://blog.ryanspecialty.com/author/rt-binding) [Navigating Hard-to-Place Property Risk: What the London Market Connection Reveals About the Current Surplus Lines Landscape](https://blog.ryanspecialty.com/navigating-the-london-market-how-rt-specialty-is-redefining-surplus-lines-placement) The surplus lines property market continues to shift, and one of the results is the focus of London Market capacity. As domestic markets tighten their appetite around coastal exposure, prior losses,... [![2026 RT Personal Line Market Update](https://blog.ryanspecialty.com/hs-fs/hubfs/AdobeStock_967881864%20(1).jpeg?width=365&height=200&name=AdobeStock_967881864%20(1).jpeg)](https://blog.ryanspecialty.com/2026-rt-personal-lines-market-update) [RT Binding](https://blog.ryanspecialty.com/author/rt-binding) [2026 RT Personal Lines Market Update](https://blog.ryanspecialty.com/2026-rt-personal-lines-market-update) The personal lines segment of the excess & surplus (E&S) market continues to expand, driven by elevated catastrophe exposure, volatility in admitted markets, rising property replacement costs, and... [![2026 RT Binding Authority Market Update](https://blog.ryanspecialty.com/hs-fs/hubfs/2026-Binding-Blog.jpg?width=365&height=200&name=2026-Binding-Blog.jpg)](https://blog.ryanspecialty.com/2026-rt-binding-authority-market-update) [RT Binding](https://blog.ryanspecialty.com/author/rt-binding) [2026 RT Binding Authority Market Update](https://blog.ryanspecialty.com/2026-rt-binding-authority-market-update)  As we start the second quarter of 2026, the tone of the E&S commercial P&C sector continues to deviate from a year ago with increasing pricing pressure and robust competition. Many stories persist from... [![image](https://blog.ryanspecialty.com/hs-fs/hubfs/Property-Center-1.jpg?width=365&height=200&name=Property-Center-1.jpg)](https://blog.ryanspecialty.com/2025-rt-binding-authority-market-fall-update) [RT Binding](https://blog.ryanspecialty.com/author/rt-binding) [2025 RT Binding Authority Market Fall Update](https://blog.ryanspecialty.com/2025-rt-binding-authority-market-fall-update) In the blink of an eye, we are in Q4 of 2025. At the beginning of the year, we detailed some of the trends and hot topics affecting commercial E&S insurance. Consistent story lines for the commercial P&C... [![image](https://blog.ryanspecialty.com/hs-fs/hubfs/RT-BA-Market-Update-1.jpg?width=365&height=200&name=RT-BA-Market-Update-1.jpg)](https://blog.ryanspecialty.com/2025-rt-binding-authority-market-update) [RT Binding](https://blog.ryanspecialty.com/author/rt-binding) [2025 RT Binding Authority Market Update](https://blog.ryanspecialty.com/2025-rt-binding-authority-market-update) OVERVIEWAs the first quarter of 2025 concluded the property and casualty insurance market faces both new and recurring challenges. 2024 brought continued casualty concerns of large settlements, third... [![image](https://blog.ryanspecialty.com/hs-fs/hubfs/RT%20Binding/2024-binding-market-update.jpg?width=365&height=200&name=2024-binding-market-update.jpg)](https://blog.ryanspecialty.com/2024_binding_market-update) [RT Binding](https://blog.ryanspecialty.com/author/rt-binding) [2024 RT Binding Authority Market Update](https://blog.ryanspecialty.com/2024_binding_market-update) Overall, the E&S market continues to thrive in 2024 after premiums more than doubled between 2019 and 2023 with commercial lines leading the way. The E&S segment is far outpacing the admitted space as... [![image](https://blog.ryanspecialty.com/hs-fs/hubfs/Submission-Sucess.jpg?width=365&height=200&name=Submission-Sucess.jpg)](https://blog.ryanspecialty.com/2024_binding_submission) [RT Binding](https://blog.ryanspecialty.com/author/rt-binding) [2024 Binding Authority Submission Excellence](https://blog.ryanspecialty.com/2024_binding_submission) The continuation of the hard market is evident as both standard and E&S carriers face underwriting challenges contributing to a narrowing of business appetites and thus increasing shopping for retail... [![Binding Update](https://blog.ryanspecialty.com/hs-fs/hubfs/binding-Update.jpg?width=365&height=200&name=binding-Update.jpg)](https://blog.ryanspecialty.com/2023_binding_market) [RT Binding](https://blog.ryanspecialty.com/author/rt-binding) [2023 Binding Authority Market Update](https://blog.ryanspecialty.com/2023_binding_market) The 2023 property and casualty insurance market including personal lines continues to face significant challenges. Pricing appears to have moderated, becoming more predictable following a multi-year... [![image](https://blog.ryanspecialty.com/hs-fs/hubfs/binding.jpg?width=365&height=200&name=binding.jpg)](https://blog.ryanspecialty.com/state-of-the-transportation-market-2022-0-0-0) [RT Binding](https://blog.ryanspecialty.com/author/rt-binding) [2022 Commercial Binding Update](https://blog.ryanspecialty.com/state-of-the-transportation-market-2022-0-0-0) Insurance carriers are continuing to push rate increases as they face increased challenges. Following multiple years of above average loss experience driven by severe storms, intense wildfires, and... - Company Show submenu for Company - [Who We Are](https://ryansg.com/who-we-are/) - [Our Companies](https://ryansg.com/who-we-are/#companies) - [Our Team](https://ryansg.com/who-we-are/#chairman) - Specialties Show submenu for Specialties - [Wholesale Brokerage](https://ryansg.com/company/rt/) - [Binding Authority](https://ryansg.com/company/binding/) - [Underwriting Management](https://ryansg.com/underwriting-management/) - Stay in Touch Show submenu for Stay in Touch - [Careers](https://ryansg.com/careers/) - [News](https://ryansg.com/news/) - [Contact](https://ryansg.com/contact/) Connect with us [Follow us on LinkedIn](https://www.linkedin.com/company/ryan-specialty-group/) [Follow us on Twitter](https://twitter.com/RSG_insurance) [Follow us on YouTube](https://www.youtube.com/channel/UCew824sPCrKcGoeGBbwFF4A) [SUBSCRIBE TO RYAN SPECIALTY NEWS](https://get.ryansg.com/email-subscription) © 2026 All rights reserved. - [LEGAL](https://ryansg.com/legal/) - [PRIVACY](https://ryansg.com/privacy/) - [EUROPEAN OPERATING MODEL](https://ryansg.com/ryan-specialty-group-europe-post-brexit-european-operating-model/)