--- title: The Scoop - April 2025 description: The Scoop! A collection of notable articles from across the insurance industry including cyber, D&O, E&O Healthcare, EPLI. image: https://blog.ryanspecialty.com/hubfs/The%20Scoop/December%202023.jpg --- [Skip to content](https://blog.ryanspecialty.com/rt-specialty-pro-exec-the-scoop-april-2025#main-content) Search search cancel-thin [![Ryan Specialty](https://blog.ryanspecialty.com/hubfs/Ryan%20Specialty%20-%202022%20Logos/RyanSpecialty_RGB.svg "Ryan Specialty")](https://blog.ryanspecialty.com/) cancel-thin - [Who We Are](https://ryansg.com/who-we-are/) Show submenu for Who We Are - [Our Services](https://ryansg.com/who-we-are/#companies) - [Ryan Specialty History](https://ryansg.com/who-we-are/#history) - [Chairman's Letter](https://ryansg.com/who-we-are/#chairman) - [Leadership](https://ryansg.com/who-we-are/#leadership) - [Our Approach](https://ryansg.com/our-approach/) Show submenu for Our Approach - [Our Values](https://ryansg.com/our-approach/#approach) - [Our Difference](https://ryansg.com/our-approach/#difference) - [What We Offer](https://ryansg.com/what-we-offer/) Show submenu for What We Offer - [Wholesale Brokerage](https://ryansg.com/company/rt/) - [Binding Authority](https://ryansg.com/company/binding/) - [Underwriting Management](https://ryansg.com/underwriting-management/) - [News](https://ryansg.com/news/) Show submenu for News - [News & Press Releases](https://ryansg.com/news/) - [Ryan Specialty Blog](https://blog.ryanspecialty.com/) - [Careers](https://ryansg.com/careers/) - [Contact](https://ryansg.com/contact/) - [Investors](https://ir.ryansg.com/) RT ProExec # The Scoop - April 2025 05.07.2025 ![](https://blog.ryanspecialty.com/hs-fs/hubfs/The%20Scoop/December%202023.jpg?width=604&height=348&name=December%202023.jpg) Share [Follow us on Twitter](https://twitter.com/intent/tweet?url=https://blog.ryanspecialty.com/rt-specialty-pro-exec-the-scoop-april-2025&textThe%20Scoop%20-%20April%202025) [Follow us on Facebook](https://www.facebook.com/sharer/sharer.php?u=https://blog.ryanspecialty.com/rt-specialty-pro-exec-the-scoop-april-2025) [Follow us on LinkedIn](https://www.linkedin.com/shareArticle?mini=true&url=https://blog.ryanspecialty.com/rt-specialty-pro-exec-the-scoop-april-2025&title=The%20Scoop%20-%20April%202025) [Mail to](mailto:?subject=The%20Scoop%20-%20April%202025&body=https://blog.ryanspecialty.com/rt-specialty-pro-exec-the-scoop-april-2025) [Download PDF](https://rtspecialty.com/wp-content/uploads/2025/05/RT-ProExec-The-Scoop_April-2025_FINAL_050725.pdf) Read RT ProExec's collection of notable articles from across the industry. - IN THE SPOTLIGHT: Are you planning to buy or renew professional and executive liability insurance soon? Overall, the market is soft, but some lines and industries are facing challenges. [Read this market report for details.](https://blog.ryanspecialty.com/april-2025-u.s.-professional-executive-liability-insurance-market-report) ![The Scoop Header Image - Employment](https://blog.ryanspecialty.com/hs-fs/hubfs/The%20Scoop%20Header%20Image%20-%20Employment.png?width=600&height=90&name=The%20Scoop%20Header%20Image%20-%20Employment.png) - What happens when multiple related lawsuits fall under different insurance policy periods? [A recent ruling in the Giorgio Armani case provides some guidance.](https://www.insurancebusinessmag.com/us/news/legal-insights/zurich-hiscox-in-battle-over-who-defends-giorgio-armani-employee-over-sexual-misconduct-claim-528449.aspx) ![The Scoop Header Image - Cyber](https://blog.ryanspecialty.com/hs-fs/hubfs/The%20Scoop%20Header%20Image%20-%20Cyber.png?width=600&height=90&name=The%20Scoop%20Header%20Image%20-%20Cyber.png) - Cyber insurance rates have been falling, but how long can this trend last? [A new report warns that premiums could surge as cyber threats continue to mount.](https://www.carriermanagement.com/news/2025/04/11/274106.htm) - The construction industry is embracing technology and digitalization, and it’s leading to new cyber exposures. [This article looks at the key threats and how to mitigate them.](https://www.irmi.com/articles/expert-commentary/understanding-cyber-risks-and-strategies-in-the-construction-industry) ![The Scoop Header Image - Social Inflation](https://blog.ryanspecialty.com/hs-fs/hubfs/The%20Scoop%20Header%20Image%20-%20Social%20Inflation.png?width=600&height=90&name=The%20Scoop%20Header%20Image%20-%20Social%20Inflation.png) - The once-stable third-party liability insurance market is experiencing reduced capacity, more restrictive terms and higher premiums [in response to the impact of social inflation and nuclear verdicts.](https://www.insurancebusinessmag.com/us/risk-management/news/social-inflation-and-thirdparty-liability-risks--how-should-risk-managers-strategize-528995.aspx) ![The Scoop Header Image - D&O](https://blog.ryanspecialty.com/hs-fs/hubfs/The%20Scoop%20Header%20Image%20-%20D%26O.png?width=600&height=90&name=The%20Scoop%20Header%20Image%20-%20D%26O.png) - Are you ready for the next cycle of rising D&O rates? Although premiums have been falling, [recent developments in claims costs could trigger a reversal.](https://www.insurancejournal.com/magazines/mag-features/2025/04/21/820234.htm) - Generative AI is advancing quickly and attracting investors—[but rapid development could also lead to heightened D&O exposures.](https://www.insurancebusinessmag.com/us/news/technology/higher-stakes-in-the-gen-ai-boom--is-your-dando-ready-530239.aspx) ![The Scoop Header Image Fiduciary Insurance](https://blog.ryanspecialty.com/hs-fs/hubfs/The%20Scoop%20Header%20Image%20Fiduciary%20Insurance.png?width=600&height=90&name=The%20Scoop%20Header%20Image%20Fiduciary%20Insurance.png) - The Cornell decision highlights the growing problem that ERISA has been weaponized to turn voluntary employee benefit plans into liability traps. [This article highlights five key points.](https://encorefiduciary.com/cornell-supreme-court-decision-sanctions-erisa-fiduciary-breach-lawsuits/) ![TheScoop-website-banners_EandO](https://blog.ryanspecialty.com/hs-fs/hubfs/RT%20ProExec/TheScoop-website-banners_EandO.png?width=600&height=90&name=TheScoop-website-banners_EandO.png) - How can architect and engineering firms obtain the high limits they need to compete for top contracts? [Amid rising claims severity, new insurance strategies are needed.](https://www.insurancebusinessmag.com/us/news/construction/rising-costs-rising-stakes-how-aande-firms-are-adapting-their-insurance-strategies-526840.aspx?) - As U.S.-based manufacturing enjoys a resurgence, are companies ready to manage the risks involved? [This article looks at the importance of E&O insurance.](https://www.insurancebusinessmag.com/us/news/breaking-news/how-eando-can-shield-an-impending-us-manufacturing-revival-531931.aspx)   The materials linked herein are authored by sources external to RT ProExec and its accuracy, completeness and relevance has not been independently verified by RT ProExec. The information is provided “as is” and without warranty of any kind. These articles are intended for information purposes only and is not a substitute for professional advice. Any questions should be discussed with a licensed insurance professional. RT ProExec is a part of the RT Specialty division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty, LLC. RT ProExec provides wholesale insurance brokerage and other services to agents and brokers. RT ProExec does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License #0G97516). ©2025 Ryan Specialty, LLC   Topics: [Ryan Specialty,](https://blog.ryanspecialty.com/tag/ryan-specialty) [FEATURED,](https://blog.ryanspecialty.com/tag/featured) [RT Specialty,](https://blog.ryanspecialty.com/tag/rt-specialty) [Cyber Liability,](https://blog.ryanspecialty.com/tag/cyber-liability) [Professional & Executive Liability,](https://blog.ryanspecialty.com/tag/professional-executive-liability) [RT ProExec,](https://blog.ryanspecialty.com/tag/rt-proexec) [Directors & Officers](https://blog.ryanspecialty.com/tag/directors-officers) ## Related Content [![RT ProExec](https://blog.ryanspecialty.com/hs-fs/hubfs/The%20Scoop/December%202023.jpg?width=352&name=December%202023.jpg)](https://blog.ryanspecialty.com/rt-specialty-pro-exec-the-scoop-february-2024) [RT ProExec](https://blog.ryanspecialty.com/author/rt-proexec) [The Scoop - February 2024](https://blog.ryanspecialty.com/rt-specialty-pro-exec-the-scoop-february-2024) [![](https://blog.ryanspecialty.com/hs-fs/hubfs/The%20Scoop/December%202023.jpg?width=352&name=December%202023.jpg)](https://blog.ryanspecialty.com/the-scoop-january-2026) [RT ProExec](https://blog.ryanspecialty.com/author/rt-proexec) [The Scoop - January 2026](https://blog.ryanspecialty.com/the-scoop-january-2026) [![](https://blog.ryanspecialty.com/hs-fs/hubfs/The%20Scoop/December%202023.jpg?width=352&name=December%202023.jpg)](https://blog.ryanspecialty.com/rt-specialty-pro-exec-the-scoop-august-2024-0) [RT ProExec](https://blog.ryanspecialty.com/author/rt-proexec) [The Scoop - October 2024](https://blog.ryanspecialty.com/rt-specialty-pro-exec-the-scoop-august-2024-0) - Company Show submenu for Company - [Who We Are](https://ryansg.com/who-we-are/) - [Our Companies](https://ryansg.com/who-we-are/#companies) - [Our Team](https://ryansg.com/who-we-are/#chairman) - Specialties Show submenu for Specialties - [Wholesale Brokerage](https://ryansg.com/company/rt/) - [Binding Authority](https://ryansg.com/company/binding/) - [Underwriting Management](https://ryansg.com/underwriting-management/) - Stay in Touch Show submenu for Stay in Touch - [Careers](https://ryansg.com/careers/) - [News](https://ryansg.com/news/) - [Contact](https://ryansg.com/contact/) Connect with us [Follow us on LinkedIn](https://www.linkedin.com/company/ryan-specialty-group/) [Follow us on Twitter](https://twitter.com/RSG_insurance) [Follow us on YouTube](https://www.youtube.com/channel/UCew824sPCrKcGoeGBbwFF4A) [SUBSCRIBE TO RYAN SPECIALTY NEWS](https://get.ryansg.com/email-subscription) © 2026 All rights reserved. - [LEGAL](https://ryansg.com/legal/) - [PRIVACY](https://ryansg.com/privacy/) - [EUROPEAN OPERATING MODEL](https://ryansg.com/ryan-specialty-group-europe-post-brexit-european-operating-model/)