Attribution: Who Decides if it’s an Act of War?
James MulaAssistant Vice President I Cyber & Technology E&ORT ProExec
Introduction
A war exclusion only matters if someone decides the attack was an act of war. That decision — the attribution of a...
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Dependent BI: The Vendor You Didn’t Insure
James MulaAssistant Vice President I Cyber & Technology E&ORT ProExec
Introduction
The biggest cyber losses many companies will ever face may not come from an attack on their own systems. They will come...
Why AI Hallucinates, and Why That’s Now an Insurable Event
The Main Point
AI hallucinations are persistent and non-negligible. Researchers at OpenAI recently published a paper explaining that hallucinations arise from how these systems are trained and evaluated:...
Wiper vs. Ransomware: Same Policy, Completely Different Claim
James Mula Assistant Vice President I Cyber & Technology E&O RT ProExec
Ransomware has dominated the cyber insurance conversation for years. It is the loss scenario carriers underwrite to, the risk...
When the Management Tool Becomes the Weapon: MDM Weaponization and the Cyber Coverage Question
James MulaAssistant Vice President I Cyber & Technology E&ORT ProExec
In March 2026, an Iran-linked threat actor carried out what cybersecurity analysts have described as the most significant cyberattack...
General Partner Liability: Key Opportunities & Five Critical Coverage Considerations
A general partner liability (GPL) policy may be a good fit for fund managers. A specialized broker can help tailor a GPL policy to help address an insured’s unique risk profile.
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May 2026 U.S. Professional & Executive Liability Insurance Market Report
EXECUTIVE SUMMARY
The professional and executive liability insurance market remains somewhat soft overall, with new entrants providing abundant capacity and competitive pricing. Many lines and sectors are...
The Importance of Cyber Insurance and How to Get Full Value Out of a Cyber Policy
Frank BaerBrokerRT Specialtyfrank.baer@rtspecialty.com
Cyber insurance has evolved significantly since its inception in the late 1990s, becoming beneficial for businesses of all sizes to help protect...