Since deductibles are essentially a form of risk sharing, it is important to understand a client's risk tolerance. Workers' Compensation deductible plans offer benefits to both insureds and carriers, but...

MARKET OVERVIEW

According to the Bureau of Transportation Statistics, trucks move approximately 72% of the nation’s freight by tonnage and transportation makes up about 7.4% of the nation’s economy. Generating nearly...

A business’s experience modification factor (E-Mod) directly impacts the premium they are charged for their workers’ compensation coverage. Insureds often inquire about this important rating factor when...

New challenges have arisen in the transportation industry originating from an increase in frequency and severity of losses for commercial trucking and conditions impacting the supply of drivers, vehicles...

Insurance carriers are continuing to push rate increases as they face increased challenges. Following multiple years of above average loss experience driven by severe storms, intense wildfires, and...

The transportation insurance market continues to be, in our opinion, challenging for all participants, including buyers, insurers, risk managers, agents and brokers. 2021 began and ended with insurers...

Payroll reporting can be a great option for any business with fluctuating payroll, and for seasonal businesses that generate varying amounts of payroll during particular times of the year. Common...

The commercial casualty market has shown strong premium growth and rate firming, and the volatility of the market cycles over the last two years appears to have largely subsided. Some specific product...