--- title: Ryan Specialty Blog | Workers' Comp (2) description: Workers' Comp | Featured news, industry knowledge, market updates, and educational content from across Ryan Specialty, a leading international specialty insurance firm. (2) --- [Skip to content](https://blog.ryanspecialty.com/tag/workers-comp/page/2#main-content) Search search cancel-thin [![Ryan Specialty](https://blog.ryanspecialty.com/hubfs/Ryan%20Specialty%20-%202022%20Logos/RyanSpecialty_RGB.svg "Ryan Specialty")](https://blog.ryanspecialty.com/) cancel-thin - [Who We Are](https://ryansg.com/who-we-are/) Show submenu for Who We Are - [Our Services](https://ryansg.com/who-we-are/#companies) - [Ryan Specialty History](https://ryansg.com/who-we-are/#history) - [Chairman's Letter](https://ryansg.com/who-we-are/#chairman) - [Leadership](https://ryansg.com/who-we-are/#leadership) - [Our Approach](https://ryansg.com/our-approach/) Show submenu for Our Approach - [Our Values](https://ryansg.com/our-approach/#approach) - [Our Difference](https://ryansg.com/our-approach/#difference) - [What We Offer](https://ryansg.com/what-we-offer/) Show submenu for What We Offer - [Wholesale Brokerage](https://ryansg.com/company/rt/) - [Binding Authority](https://ryansg.com/company/binding/) - [Underwriting Management](https://ryansg.com/underwriting-management/) - [News](https://ryansg.com/news/) Show submenu for News - [News & Press Releases](https://ryansg.com/news/) - [Ryan Specialty Blog](https://blog.ryanspecialty.com/) - [Careers](https://ryansg.com/careers/) - [Contact](https://ryansg.com/contact/) - [Investors](https://ir.ryansg.com/) ## Ryan Specialty Blog Filter by Topic [cyber-liability](https://blog.ryanspecialty.com/tag/cyber-liability) [professional-executive-liability](https://blog.ryanspecialty.com/tag/professional-executive-liability) [property](https://blog.ryanspecialty.com/tag/property) [workers-compensation](https://blog.ryanspecialty.com/tag/workers-compensation) [binding-authority](https://blog.ryanspecialty.com/tag/binding-authority) [transportation](https://blog.ryanspecialty.com/tag/transportation) [casualty](https://blog.ryanspecialty.com/tag/casualty) [healthcare](https://blog.ryanspecialty.com/tag/healthcare) [construction](https://blog.ryanspecialty.com/tag/construction) [Subscribe to Receive Content & Resources](https://share.hsforms.com/1w34K4G61R72waJApZLE1vA40u3f?__hstc=40715453.bda5d244e50c802432a4754019038eb4.1649055384817.1649948150611.1650006834484.22&__hssc=40715453.7.1650006834484&__hsfp=1947210934) #### Posts about Workers' Comp (2): [![RT Specialty workers' compensation deductible plans ](https://blog.ryanspecialty.com/hs-fs/hubfs/WC_Deductible_Blog_Img_2000x1000_1.jpg?width=365&height=200&name=WC_Deductible_Blog_Img_2000x1000_1.jpg)](https://blog.ryanspecialty.com/rt-specialtys-workers-compensation-deductible-plans-offer-benefits-to-both-insureds-and-carriers) [RT Workers' Compensation](https://blog.ryanspecialty.com/author/rt-workers-compensation) [Deductible Q&A Overview](https://blog.ryanspecialty.com/rt-specialtys-workers-compensation-deductible-plans-offer-benefits-to-both-insureds-and-carriers) Since deductibles are essentially a form of risk sharing, it is important to understand a client's risk tolerance. Workers' Compensation deductible plans offer benefits to both insureds and carriers, but... [![image](https://blog.ryanspecialty.com/hs-fs/hubfs/iStock-1182777182_tablet_graph_desk.jpg?width=365&height=200&name=iStock-1182777182_tablet_graph_desk.jpg)](https://blog.ryanspecialty.com/product/workers-compensation/what-are-e-mods-and-why-do-they-matter) [RT Workers' Compensation](https://blog.ryanspecialty.com/author/rt-workers-compensation) [What Are E-Mods and Why Do They Matter?](https://blog.ryanspecialty.com/product/workers-compensation/what-are-e-mods-and-why-do-they-matter) A business’s experience modification factor (E-Mod) directly impacts the premium they are charged for their workers’ compensation coverage. Insureds often inquire about this important rating factor when... [![RT Specialty's Workers' Compensation Payroll Reporting options ](https://blog.ryanspecialty.com/hs-fs/hubfs/WC_Payroll_Blog_Img_2000x1000_1.jpg?width=365&height=200&name=WC_Payroll_Blog_Img_2000x1000_1.jpg)](https://blog.ryanspecialty.com/rt-specialtys-workers-compensation-payroll-reporting-options) [RT Workers' Compensation](https://blog.ryanspecialty.com/author/rt-workers-compensation) [Payroll Reporting Q&A](https://blog.ryanspecialty.com/rt-specialtys-workers-compensation-payroll-reporting-options) Payroll reporting can be a great option for any business with fluctuating payroll, and for seasonal businesses that generate varying amounts of payroll during particular times of the year. Common... [![RT Specialty Workers' Compensation Waivers of Subrogation overview](https://blog.ryanspecialty.com/hs-fs/hubfs/WC_WCS_OccAcc_Images/WC_Waiver_Subrogation_Blog_Img_2000x1000.jpg?width=365&height=200&name=WC_Waiver_Subrogation_Blog_Img_2000x1000.jpg)](https://blog.ryanspecialty.com/rt-specialty-workers-compensation-waivers-of-subrogation-overview) [RT Workers' Compensation](https://blog.ryanspecialty.com/author/rt-workers-compensation) [Waivers of Subrogation Q&A](https://blog.ryanspecialty.com/rt-specialty-workers-compensation-waivers-of-subrogation-overview) A Waiver of Subrogation is often required by contract. Although it may be tempting to “check the box” because it is required by the insured’s general contractor or it expires on their current policy, it... 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