---
title: The Scoop - December 2024
description: The Scoop! A collection of notable articles from across the insurance industry including cyber, D&O, E&O Healthcare, EPLI.
image: https://blog.ryanspecialty.com/hubfs/The%20Scoop/December%202023.jpg
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RT ProExec

# The Scoop - December 2024

 12.18.2024

![](https://blog.ryanspecialty.com/hs-fs/hubfs/The%20Scoop/December%202023.jpg?width=604&height=348&name=December%202023.jpg)

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Read RT ProExec's collection of notable articles from across the industry.

![The Scoop Header Image - Cyber](https://blog.ryanspecialty.com/hs-fs/hubfs/The%20Scoop%20Header%20Image%20-%20Cyber.png?width=600&height=90&name=The%20Scoop%20Header%20Image%20-%20Cyber.png)

- IN THE SPOTLIGHT: Brokers have long worked to help ensure their clients are covered for unexpected physical supply chain interruptions. [Now that risk extends into cyberspace.](https://www.leadersedge.com/p-c/business-interruption-goes-digital)
- What happens when seeing isn’t believing? As deepfake technology becomes more accessible, [its use in cybercrime will increase.](https://axaxl.com/fast-fast-forward/articles/deepfakes_an-emerging-cyber-threat-that-combines-ai-realism-and-social-engineering)
- Think small businesses are safe from cyberattacks? They aren’t—[and this is just one common myth](https://www.insurancebusinessmag.com/us/news/cyber/persistent-myths-about-cyber-threats-could-be-holding-back-small-businesses-510981.aspx)[that could leave businesses exposed.](https://www.insurancebusinessmag.com/us/news/cyber/persistent-myths-about-cyber-threats-could-be-holding-back-small-businesses-510981.aspx)

![The Scoop Header Image AI](https://blog.ryanspecialty.com/hs-fs/hubfs/The%20Scoop%20Header%20Image%20AI.png?width=600&height=90&name=The%20Scoop%20Header%20Image%20AI.png)

- Do existing commercial insurance policies cover AI risks? [This article looks at what coverage may be available under D&O, cyber and other common policies.](https://www.jdsupra.com/legalnews/ai-risks-are-you-covered-7743249/)

![The Scoop Header Image Fiduciary Insurance](https://blog.ryanspecialty.com/hs-fs/hubfs/The%20Scoop%20Header%20Image%20Fiduciary%20Insurance.png?width=600&height=90&name=The%20Scoop%20Header%20Image%20Fiduciary%20Insurance.png)

- How will courts rule on the new wave of lawsuits over 401(k) plan forfeitures? [This report dives into what’s happening and how cases are being defended.](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/business-insurance/chubb-special-report/chubbspecialreport-primer-on-401k-forfeiture-litigation.pdf)

![The Scoop Header Image - Social Inflation](https://blog.ryanspecialty.com/hs-fs/hubfs/The%20Scoop%20Header%20Image%20-%20Social%20Inflation.png?width=600&height=90&name=The%20Scoop%20Header%20Image%20-%20Social%20Inflation.png)

- Nuclear verdicts and social inflation keep driving liability costs higher and higher. How much more can insurers and businesses take? [Here’s why the current trend may be unsustainable.](https://www.commercialriskonline.com/allianz-commercial-says-us-nuclear-verdicts-unsustainable/)

![The Scoop Header Image - D&O](https://blog.ryanspecialty.com/hs-fs/hubfs/The%20Scoop%20Header%20Image%20-%20D%26O.png?width=600&height=90&name=The%20Scoop%20Header%20Image%20-%20D%26O.png)

- Is D&O insurance sufficient to cover evolving securities class action activity? [As this article explains, other policy types may be necessary for some risks.](https://www.businessinsurance.com/do-strategies-evolve-as-class-actions-rise/)
- Deregulation may be on the horizon. What will that mean for the D&O market? [Here’s a look at how it could spur M&A and IPO activity and benefit private D&O.](https://www.slipcase.com/view/insider-us-in-full-trump-2-0-spurs-hope-in-private-d-o-on-regulatory-easing-ipos)
- Do broadly written antitrust D&O policy exclusions go too far? [A recent case ruled that an exclusion also barred coverage for unjust enrichment and consumer protection claims.](https://www.dandodiary.com/2024/10/articles/d-o-insurance/court-holds-antitrust-exclusion-bars-coverage-for-unjust-enrichment-and-consumer-protection-claims/)

![The Scoop Header Image - Employment](https://blog.ryanspecialty.com/hs-fs/hubfs/The%20Scoop%20Header%20Image%20-%20Employment.png?width=600&height=90&name=The%20Scoop%20Header%20Image%20-%20Employment.png)

- Are employers violating the Pregnant Workers Fairness Act? Amid an increase in EEOC lawsuits, [employers are being warned about the importance of reasonable accommodations.](https://www.businessinsurance.com/spike-in-eeoc-pregnant-workers-fairness-act-lawsuits-alarms-employers/)

The materials linked herein are authored by sources external to RT ProExec and its accuracy, completeness and relevance has not been independently verified by RT ProExec. The information is provided “as is” and without warranty of any kind. These articles are intended for information purposes only and is not a substitute for professional advice. Any questions should be discussed with a licensed insurance professional.

RT ProExec is a part of the RT Specialty division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty, LLC. RT ProExec provides wholesale insurance brokerage and other services to agents and brokers. RT ProExec does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License #0G97516). ©2024 Ryan Specialty, LLC

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