---
title: The Scoop - May 2026
description: RT ProExec's The Scoop brings together the biggest professional and executive liability insurance stories over the past month.
image: https://blog.ryanspecialty.com/hubfs/The%20Scoop/December%202023.jpg
---
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RT ProExec
# The Scoop - May 2026
05.26.2026
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Read RT ProExec's collection of notable articles from across the industry.
- IN THE SPOTLIGHT: When are cyberattacks an act of war? [Iran-linked hacks may test war exclusions, determining whether insurance coverage applies.](https://blog.ryanspecialty.com/iran-cyber-war-and-your-policy)
- Is your company containing its cyber risks? [Nearly 9 in 10 executives say their organizations still lack adequate cyber protection.](https://riskandinsurance.com/cyber-threats-intensify-as-nearly-9-in-10-executives-say-their-companies-lack-adequate-protection/)
- A data breach could cost more than you think. [The average cost of a U.S. breach hit $10.2 million in 2025, more than double the average of $4.4 million seen in 2024.](https://riskandinsurance.com/us-cyber-breach-costs-hit-record-10-2-million-as-ai-accelerates-attack-timelines/)
- With ransomware-as-a-service and AI tools, cybercriminals can launch attacks more easily than ever. [Ransomware surged by 34% in 2025.](https://www.insurancebusinessmag.com/uk/news/cyber/ransomware-attacks-rise-34-as-ai-accelerates-cybercrime-brokers-told-567808.aspx)
- Layoffs surged in early 2026 as many companies shifted toward AI. [This trend could lead to an increase in employment-related litigation.](https://www.munichre.com/specialty/north-america/en/insights/financial-lines/ai-driven-layoffs-raising-epl-risks-in-2026.html)
- AI adoption is creating new risks, and insurers are responding with new AI exclusions. [Find out how brokers are adapting.](https://www.businessinsurance.com/insurers-brokers-adjust-as-ai-exclusions-emerge/)
- Who’s responsible when AI goes wrong? [Between 2021 and 2025, generative AI lawsuits surged 978%, but many policies weren’t built to cover AI losses.](https://riskandinsurance.com/traditional-insurance-leaves-enterprises-exposed-as-ai-liability-claims-surge/)
- Rising cyber fraud is creating heightened professional liability exposures. [Explore key developments shaping today’s evolving E&O risk landscape.](https://plusweb.org/news/key-developments-impacting-eo-insurance-q1-plus-blog-summary/)
- For commercial borrowers in need of funding, private credit is an alternative to traditional bank loans, [but it comes with risk.](https://www.dandodiary.com/2026/04/articles/d-o-insurance/guest-post-private-credit-risky-business/)
- The private company D&O liability market continues to evolve, [driven by ongoing claims activity, increasing litigation severity and a new wave of emerging business risks.](https://prod.dxp.beazley.com/en-us/articles/the-latest-shifts-private-company-do-liability-market/#msdynmkt_trackingcontext=0fb399bb-84f6-4fab-8c2b-afb47d200200)
The materials linked herein are authored by sources external to RT ProExec and its accuracy, completeness and relevance has not been independently verified by RT ProExec. The information is provided “as is” and without warranty of any kind. These artciles are intended for information purposes only and is not a substitute for professional advice. Any questions should be discussed with a licensed insurance professional.
RT ProExec is a part of the RT Specialty division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty, LLC. RT ProExec provides wholesale insurance brokerage and other services to agents and brokers. RT ProExec does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License #0G97516). ©2026 Ryan Specialty, LLC
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