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RT Surety Source: Your Source for Surety Information

RT Surety has collected several surety-related articles here that offer key insights into the industry.

"The path forward for e-bonds in North American surety"

For over 500 years, analog clocks dominated the time-telling market. Then, in 1883, the first digital clock appeared, becoming standard in homes and on wrists worldwide by the 1970s.

The surety market’s shift from paper bonds to electronic bonds (known as ‘e-bonds’) is going even faster. The first e-bonds were issued in 2016 and in just seven years, large swaths of the European and Asian market have embraced e-bonds. However, the North American market is still resisting, with e-bonds making up less than 2% of market share in the region. Continue reading... 


"CBP Releases Guide on Bond Amounts Standardization"

The U.S. Customs and Border Protection (CBP) recently released detailed guidelines for determining minimum bond amounts. The guide can be found on their website here. This new guide is a step towards standardizing the process for setting bond amounts across most bond types. Keep reading for notable minimum bond amounts and more... 


"Donald Trump Just Secured An Appeal Bond So You Might Be Asking... 'What Does That Mean?'  A quick and easy guide to the appeal bond process"

Appeal bonds are commonly filed throughout the United States in both state and federal court. An appeal bond is used to stay the execution of a judgment pending appeal. Most jurisdictions require the filing of both the Notice of Appeal and Bond before granting a stay of execution of the Judgment. Most appeals are not bonded and a bond is not required to appeal a judgment. A bond is only required to stay the execution of a judgment pending appeal, but a bond filed without an appeal does not stay the execution of the judgment since without the notice of appeal, the bond is not pursuant to anything. Keep reading to learn more...


"Contractors’ Capital Challenges - Satisfying surety bonding requirements, inflation, labor shortfalls, slow technology uptake, workplace safety, and rising interest rates are among the issues."

A contractor's character, capacity, and capital are the surety’s areas of focus when determining whether to provide a performance and payment bond guarantee for a project. These three topics are known in the industry as the "3 Cs of surety underwriting." Of these three, the one that changes on a daily basis is the contractor’s financial resources, capital. Managing the capital needed to finance work underway presents significant challenges for contractors. Continue reading to learn more on why sureties place so much emphasis on the liquidity of capital...

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Bill Minderjahn
Vice President
RT Specialty - Montgomeryville, PA
RT Surety

Mait Minderjahn
Associate Broker
RT Specialty - Montgomeryville, PA
RT Surety


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