An experience modification (E-Mod) is a direct reflection of an insured's safety performance and claims history.Understanding its impact is fundamental in helping to guide clients towards smarter risk...

An experience modification (E-Mod) is a direct reflection of an insured's safety performance and claims history.Understanding its impact is fundamental in helping to guide clients towards smarter risk...
What Are E-Mods and Why Do They Matter?
A business’s experience modification factor (E-Mod) directly impacts the premium they are charged for their workers’ compensation coverage. Insureds often inquire about this important rating factor when...