The personal lines segment of the excess & surplus (E&S) market continues to expand, driven by elevated catastrophe exposure, volatility in admitted markets, rising property replacement costs, and...

 As we start the second quarter of 2026, the tone of the E&S commercial P&C sector continues to deviate from a year ago with increasing pricing pressure and robust competition. Many stories persist from...

In the blink of an eye, we are in Q4 of 2025. At the beginning of the year, we detailed some of the trends and hot topics affecting commercial E&S insurance. Consistent story lines for the commercial P&C...

OVERVIEWAs the first quarter of 2025 concluded the property and casualty insurance market faces both new and recurring challenges. 2024 brought continued casualty concerns of large settlements, third...

Overall, the E&S market continues to thrive in 2024 after premiums more than doubled between 2019 and 2023 with commercial lines leading the way. The E&S segment is far outpacing the admitted space as...

The continuation of the hard market is evident as both standard and E&S carriers face underwriting challenges contributing to a narrowing of business appetites and thus increasing shopping for retail...

The 2023 property and casualty insurance market including personal lines continues to face significant challenges. Pricing appears to have moderated, becoming more predictable following a multi-year...

Insurance carriers are continuing to push rate increases as they face increased challenges. Following multiple years of above average loss experience driven by severe storms, intense wildfires, and...