OVERVIEWAs the first quarter of 2025 concluded the property and casualty insurance market faces both new and recurring challenges. 2024 brought continued casualty concerns of large settlements, third...

Overall, the E&S market continues to thrive in 2024 after premiums more than doubled between 2019 and 2023 with commercial lines leading the way. The E&S segment is far outpacing the admitted space as...

The continuation of the hard market is evident as both standard and E&S carriers face underwriting challenges contributing to a narrowing of business appetites and thus increasing shopping for retail...

The 2023 property and casualty insurance market including personal lines continues to face significant challenges. Pricing appears to have moderated, becoming more predictable following a multi-year...

Insurance carriers are continuing to push rate increases as they face increased challenges. Following multiple years of above average loss experience driven by severe storms, intense wildfires, and...